Build credit by simply paying rent
Rental payment information is one of the easiest ways to build credit
Sign up for a free FrontLobby account and we will validate your identity
Welcome 4 Pillars Members
As a valued member of the 4 Pillars family you will receive special pricing
on FrontLobby's Plus Plan. Follow the instructions below to get started.
Sign up for a free FrontLobby account
Enter your Landlord’s email and FrontLobby will contact them
You will receive an email once your Landlord registers
Upgrade your FrontLobby account using your 4 Pillars special pricing code
View your Lease Record and turn on Rent Reporting
Start building credit with your rent payment each month
Note: If you have not received your pricing code please contact: email@example.com
How to Rebuild Your Credit in Canada
Today, you’ll gain 12 smart actions any Canadian can take to rebuild their credit rating after a consumer proposal, bankruptcy, or a financial crisis.
I’m Paul Murphy, a founding partner of 4 Pillars with 20+ years experience in the financial services industry. Today, I want to answer one of the biggest questions we get: how can I rebuild my credit in Canada? The truth?
Credit is a fact of life
There is an old expression that there are only two things you can be certain of in this life: Death and taxes. To that, I am going to add “credit”.
In today’s world, credit makes the world go around. Of course, most Canadians access credit to make a big purchase like a home or a car, but if you really think about it, our need for credit extends so much further. Without credit, it’s unlikely you can get a cell phone, subscription, or book anything online.
A 10-step money management plan to organize your finances
20-year financial veteran Paul Murphy explains his system for building a realistic money management plan. If you’d like an expert to review your debt situation, you can contact your local 4 Pillars office.
After working in the finance industry for 20 years, there’s one truth that seems to be proven again and again: people who are good with money tend to spend more time organizing, planning, and knowing exactly what’s going out—and what’s coming in.